A health insurance claim getting rejected right when you need the money most is one of the most stressful experiences a policyholder can face. It’s also more common than most people realise — IRDAI’s own data shows roughly one in every twelve health insurance claims in India gets rejected, and thousands of crores worth of claims get disallowed every year. At Techolic, we’ve seen the same handful of reasons come up again and again when clients bring us a rejected claim, and almost all of them are avoidable if you know what to watch for before you’re lying in a hospital bed.
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